Transform Your Retail Agency’s Future with AIU 

All Insurance Underwriters (AIU) is not just another MGA program administrator; we are your competitive edge in the commercial insurance market. Partnering with AIU unlocks unparalleled opportunities, giving your agency access to more carriers, exclusive class codes, and the tools to outpace your competition.

We act as your “office outside your office,” allowing you to expand your reach and enhance your efficiency without increasing your overhead. Most importantly, you maintain complete control over your retail agency’s business. In fact, partnering with AIU empowers you with more control by working closely with our professional staff to achieve better outcomes for your clients.

We understand the challenges of gaining access to qualified carriers while building your agency, and we are here to bridge that gap. Even the largest retail agencies benefit from our unique appetite for risk, adding exceptional value to their operations. Call today to secure your spot and take the first step toward transforming your agency!

Appointments are filling up fast, and we approve them regardless of your agency’s current volume or time in business.

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Proven Results That Drive Success

AIU is already delivering unmatched value to its current agency partners nationwide:

• Above-Average Commissions: At AIU, we recognize that the retail agency controls the client relationship and does the legwork to secure the account. That value is critical to us, and we ensure you are compensated accordingly with commissions above industry averages.
• AIU’s premium target focus aids in binding millions in new premiums each month.
• Retaining over 85% of renewals year after year.
• Maintaining an exceptional five-year combined loss ratio of just 30% aids in carrier negotiations.
• Managing a robust $100M+ commercial insurance book, with a large portion in workers’ compensation.

These results don’t happen by chance. They’re the product of a partnership model designed to maximize your agency’s potential while enhancing your ability to deliver for your clients.

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The AIU Advantage

Our success is built on efficiency, expertise, and an unrelenting focus on results for our agency partners.

• Streamlined Underwriting for Faster Results:
  Every submission is carefully pre-qualified based on carrier guidelines, pricing targets, and risk analysis. Our expert underwriting teams ensure only the most promising accounts reach our carriers, boosting submit-to-bind ratios and saving time for everyone involved.
• Proactive Loss Control to Protect Your Book:
  From identifying risk factors like claim frequency or unsafe practices to requiring supplemental applications, AIU minimizes risks before they happen. Our servicing teams then ensure policies are managed with precision, keeping retention rates high and loss ratios low.

And through it all, you remain in control—making the key decisions for your clients while leveraging AIU’s professional expertise and support.

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Unmatched Servicing for You and Your Clients

At AIU, we believe exceptional customer service is non-negotiable. Our service departments are laser-focused on supporting your agency:

1. VPs of Business Development: Ensure seamless communication, pre-qualify submissions, and are instrumental in hitting your premium target request.
2. Payroll Department: It’s no mystery that top payroll companies have entered the commercial insurance industry, often competing directly with retail agencies. That’s why AIU entered the payroll industry—not to compete, but to support our agency partners. Our payroll department exists solely to provide this essential service to our retail agencies’ customers, with a written guarantee of non-solicitation. This department manages payroll reporting, invoices, and billing support for your clients, ensuring seamless integration with your agency’s operations and pay as you go products.
3. Policy Department: Handle certificates, endorsements, loss runs, and claims communication.
4. Claims Department: Oversee monthly and quarterly claim reviews upon request, injury notices, and adjuster follow-ups.
5. Renewal Department: Work directly with agents and carriers to ensure smooth, timely and competitive renewals.

With AIU, you’re never alone. Our team acts as an extension of yours, ensuring you deliver the highest level of service while maintaining full control over your agency’s operations.

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Time Is Money – Spots are filling up get appointed today!

Every day you wait is a missed opportunity to expand your agency’s reach, improve efficiency, and deliver better results for your clients. Appointments with AIU are approved regardless of your agency’s volume or time in business because we know how important it is to have access to qualified carriers when building your agency. And with AIU’s above-average commissions, you’ll see the true value of your hard work. But spots are filling up fast—secure yours now!

Don’t let the competition get ahead—call AIU today and take your agency to the next level. The future of your success starts now.