Providing Results To Retail Agents Nationwide On All Lines Of Commercial Insurance

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2600 Sumerian Dr.

Suite 101 Land O’ Lakes, FL 34638

Office Hours:
9am -5pm

Monday - Friday
AIU Agents Available 24/7

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Our ability to keep our agency partners competitive within the commercial insurance industry and allow them independence at the same time is AIU’s greatest compliment. Experience the AIU difference today!

Excess Umbrella Liability

For a single premium, a Business Umbrella policy adds another layer of protection to any of several other policies that you might carry, including General Liability, Employer’s Liability, and Hired and Non-owned Auto Liability policies. For instance, if you have $1 million in General Liability coverage and a covered claim is settled for $1.5 million, your Business Umbrella Insurance policy would pick up the $500,000 not covered by your General Liability policy.

AIU offers Excess Umbrella Casualty quotes for manufacturers, distributors and Contractors that can be paired with GL quotes or stand alone.

Target Classes

  • Commercial and Trade Contractors
  • Distributors
  • Homeowner/Town Home Associations
  • Hospitality: Hotels, Motels, etc.
  • Manufacturing
  • Real Estate: Apartments, Vacant Land, LRO Buildings, etc.
  • Restaurants
  • Retail
  • Service
  • Auto Dismantling
  • Auto and Motorcycle Dealerships
  • Condo/Townhouse Association Including D&0- X of $5M
  • Convenience Stores (Including Propane. Gas, Cigarettes) – no fuel hauling
  • Distributors – if Meat. Seafood, or Poultry and Fruit or Vegetables· X of $5M
  • Doctor’s offices / Dentists without Professional / Patient Injury
  • Equipment Rental (without Cranes or Scaffolding)
  • Excavation
  • Farms, Ranches
  • Food Processing. excess of $5M
  • Government Authorities – excess of $10M
  • Hunting Lodges
  • Liquor / Beer / Wine Manufacturer
  • Limits of $15M if we are x of SM
  • Manufacturers – no Chinese Products
  • Modular Housing
  • Non-Critical Auto Parts
  • Non-highway Street & Road
  • Pest Control Services
  • Project Policies up to 36 Month Term and Statute of Repose
  • Recyclers/Salvage
  • Restaurants with up to 50% Liquor
  • Roofers
  • RV Dealers
  • Sand / Gravel Haulers – excess of $5M
  • Scrap Metal Dealers/Recyclers
  • Schools· excess of $10M (Abuse & Molestation Exclusion)
  • Section 81 Senior Living (No assisted or nursing) – x of $5M (Abuse & Molestation Exclusion)
  • Shooting Ranges – (without sale of guns or ammunition)
  • Trailer Manufacturing – $2M lead max
  • Valet Parking
  • Welders/Cutters
  • Window washers – 10 stories max

Get Appointed!

Same-day appointments available.

Complete this short form to get assigned to an AIU specialist who will work hard to get you the best coverage at the best price. All Insurance Underwriters is a high-touch MGA that boasts fast turnaround, exceptional customer service and high-quality products. Get appointed and experience the AIU difference today!

Submission Requirements:

Please include the following information with your submission so that we can serve you better and quote you faster:

  • ACORDs 125, 126 and 131
  • 3-5 Years of currently valued loss runs for all policies desired to be written over
  • Copies of underlying declaration pages