Package Policies – BOP (Admitted Market)

• Air Conditioning Systems or Equipment – Dealer or Distributors – Installation, Service, Repair
• Cabinetmakers
• Carpentry – Residential Property (not exceeding 3 stories in height) and Interior
• Carpet, Rug, Furniture, Upholstery Cleaning – On Customer’s Premises
• Concrete Construction
• Door, Window, or Assembled Millwork – Installation
• Driveway, Parking Area, Sidewalk Repair –Paving or Repaving
• Electrical Work – Within Buildings
• Fence Erection Contractors
• Floor Covering Installation
• Furniture or Fixtures – Installation in Offices or Stores– Portable – Metal or Wood
• Glass Dealers and Glaziers – Sales and Installation
• Heating or Combined Heating and Air Conditioning Systems or Equipment – Dealers or Distributors and Installation, Service, Repair (no LPG equipment sales or work)
• House Furnishings Installation
• *Janitorial/Cleaning Service (excluding window washers)
• Landscape Gardening (no tree removal or excavation)
• Lawn Sprinkler Installation
• Masonry
• Metal Erection – Decorative or Artistic
• Painting – Exterior – Buildings or Structures (3 stories or less in height); Interior Buildings and Structures
• Paper Hanging
• Permanent Yards – Maintenance or Storage
• Plastering or Stucco Work
• Plumbing – Residential or Domestic
• Refrigeration Systems or Equipment – Dealers and Distributors – Installation, Service, Repair
• Siding Installation (3 stories or less)
• Sign Painting or Lettering – Inside of Building (no spray painting)
• Shop Carpenters
• Tile, Stone, Marble Mosaic or Terrazzo Work – Interior Construction

*Commercial Cleaning Services is not an acceptable class in Virginia.

• Accounting Services
• Advertising and Related Services Bookkeeping
• Consultants
• Credit Reporting Agencies Dentists
• Diagnostic Testing Laboratories Employment Agencies
• Engineers or Architects – Consulting Financial Planners
• Health Maintenance Organizations Inspection and Appraisal Companies Insurance Agents
• Interior Decorators
• Lawyers
• Marine Appraisers or Surveyors Media Buyers
• Medical Offices
• Notaries – Public
• Payroll Accounting Services Pet Groomers
• Professional Trade Associations Public Relations
• Real Estate Agents
• Stenography, Typing, Court Reporting, and Word Processing
• Stockbrokers
• Telemarketing and Research Services Ticket Agencies
• Title Agents
• Travel Agencies
• Veterinarians Office
• X-Ray or Imaging Labs

• Cafes
• Cafeteria Style – Buffet
• Catering Services – Banquet Hall
• Concession Stands/Snack Bars
• Delicatessens and Sandwich Shops
• Drives-in/Service in Car
• Ethnic
• Family Restaurants
• Fine-Dining Restaurants
• Hamburger/Hotdog/Malt Shops/Donut Shops
• Ice Cream Parlors
• Pizza Shops
• Take-Out Only (no on-premise food consumption)

• Air Conditioning Equipment
• Appliance Stores
• Army and Navy Stores
• Art Galleries
• Barber or Beauty Shop Supplies Distributors
• Beverage Stores – Liquor and Wine and Non-alcoholic
• Bicycle Shops
• Bookbinding and Printing Supplies
• Books and Magazine Stores
• Camera and Photographic Equipment
• Candy or Confectionery Stores
• Ceramics
• Clock Shop with Repair
• Clothing – Uniforms
• Clothing or Wearing Apparel
• Computer Stores – Retail and Repair
• Convenience Food Stores
• Cosmetic, Hair or Skin Preparation
• Dairy Products Stores
• Department Stores
• Drugstores
• Dry Goods Dealers
• Education and School Supplies
• Electrical Supplies and Lighting Stores
• Electronics Stores
• Fabric
• Flag and Banner
• Floor Covering
• Florists
• Fur – Garments and Pelts
• Furniture – Upholstered, Wood or Metal, Patio or Outdoor
• Gardening and Light Farming Supply
• General Stores
• Gift Shops
• Glass Dealers and Glaziers
• Grocery
• Gourmet Coffee and Coffee Supplies
• Hardware and Tools
• Health or Natural Food Stores
• Hearing Aid
• Hobby, Craft or Artists’ Supply
• Home Furnishings Stores
• Home Improvement Stores
• Janitorial Supplies
• Jewelry
• Kitchen Accessories
• Knives and Scissors
• Leather Products or Hide Stores
• Luggage Goods
• Mail Order Houses
• Marble Products
• Media Duplication
• Monuments
• Music – Pre-Recorded and Instrument Stores
• Newsstands
• Office Machines or Appliances (no repair)
• Optical Goods
• Paint, Wall Paper or Wall Covering Stores
• Painting, Picture or Frame Setters
• Party Supplies
• Pet Stores
• Photography Equipment
• Plumbing Supplies and Fixtures
• Precision and Scientific Tools and Instruments
• Refrigeration Equipment – Commercial
• Religious Articles
• Retails Stores, NOC
• Sewing Machine Stores
• Ship Chandler Stores
• Shoe Stores
• Signs
• Sporting Goods or Athletic Equipment Stores (including apparel)
• Stationery or Paper Products
• Straw Products
• Supermarkets Toys
• Trophy Stores
• Tuxedo Rentals
• Variety Stores
• Video Stores – Rental and Sales
• Videotape Editing Services
• Wigs
• Wood Products, NOC

• Appliance and Accessories – Installation, Servicing or Repair – Commercial or Household
• Bakeries – with Baking on Premises
• Barber Shops
• Beauty Parlors and Hair Styling Salons, including Nail Salons
• Copying and Duplicating
• Dental Laboratories
• Engraving
• Funeral Homes or Chapels
• Jewelry Repair
• Laundry and Dry Cleaning or Dying – Receiving Stations
• Laundry and Dry Cleaning – Petroleum or Synthetic Solvents (fewer than 3 pick-up stations)
• Lithographing
• Mail Box or Packaging Stores
• Mailing or Addressing Companies
• Photoengraving
• Photographers Printing
• Shoe Repair Shops
• Tailoring or Dressmaking Establishments – Custom
• Taxidermists
• Television or Radio Receiving Set – Installation or Repair

• Apartments (updated within the past 30 years; 25 years for the roof)
• Condominiums (updated within the past 30 years; 25 years for the roof)
• Hotels/Motels