Providing Results To Retail Agents Nationwide On All Lines Of Commercial Insurance

Call to Get Appointed Today:

877-977-2667

logo

2600 Sumerian Dr.

Suite 101 Land O’ Lakes, FL 34638

Office Hours: 9am -5pm

Monday - Friday AIU Agents Available 24/7

Package Policies – BOP (Admitted Market)

Package Policies – BOP (Admitted Market)

Admitted Market

Workers’ Compensation, Businessowner’s (BOP), Commercial Auto & Commercial Umbrella Policies

The coverages for our other lines have been designed to match the needs of a broad range of classes. Below is a list of some of the markets for which we will consider writing our other lines; however, we will also entertain applications for classes which fall outside of these industries when risk characteristics fit within our underwriting guidelines.

Auto Services

  • Auto Body Shops
  • Auto Parts/Supplies – Retail Stores
  • Auto Repair Operations (including auto glass, muffler, transmission, and upholstery)
  • Auto Service/Repair (including those with gas sales) Auto Specialty Shops
  • Car Washes – full-service or automatic with attendant Gas Stations with convenience store
  • Quick Lube Shops

Artisan Contractors

  • Air Conditioning Systems or Equipment – Dealer or Distributors – Installation, Service, Repair
  • Cabinetmakers
  • Carpentry – Residential Property (not exceeding 3 stories in height) and Interior
  • Carpet, Rug, Furniture, Upholstery Cleaning – On Customer’s Premises
  • Concrete Construction
  • Door, Window, or Assembled Millwork – Installation
  • Driveway, Parking Area, Sidewalk Repair –Paving or Repaving
  • Electrical Work – Within Buildings
  • Fence Erection Contractors
  • Floor Covering Installation
  • Furniture or Fixtures – Installation in Offices or Stores– Portable – Metal or Wood
  • Glass Dealers and Glaziers – Sales and Installation
  • Heating or Combined Heating and Air Conditioning Systems or Equipment – Dealers or Distributors and Installation, Service, Repair (no LPG equipment sales or work)
  • House Furnishings Installation
  • *Janitorial/Cleaning Service (excluding window washers)
  • Landscape Gardening (no tree removal or excavation)
  • Lawn Sprinkler Installation
  • Masonry
  • Metal Erection – Decorative or Artistic
  • Painting – Exterior – Buildings or Structures (3 stories or less in height); Interior Buildings and Structures
  • Paper Hanging
  • Permanent Yards – Maintenance or Storage
  • Plastering or Stucco Work
  • Plumbing – Residential or Domestic
  • Refrigeration Systems or Equipment – Dealers and Distributors – Installation, Service, Repair
  • Siding Installation (3 stories or less)
  • Sign Painting or Lettering – Inside of Building (no spray painting)
  • Shop Carpenters
  • Tile, Stone, Marble Mosaic or Terrazzo Work – Interior Construction

*Commercial Cleaning Services is not an acceptable class in Virginia.

Professional Offices

  • Accounting Services
  • Advertising and Related Services Bookkeeping
  • Consultants
  • Credit Reporting Agencies Dentists
  • Diagnostic Testing Laboratories Employment Agencies
  • Engineers or Architects – Consulting Financial Planners
  • Health Maintenance Organizations Inspection and Appraisal Companies Insurance Agents
  • Interior Decorators
  • Lawyers
  • Marine Appraisers or Surveyors Media Buyers
  • Medical Offices
  • Notaries – Public
  • Payroll Accounting Services Pet Groomers
  • Professional Trade Associations Public Relations
  • Real Estate Agents
  • Stenography, Typing, Court Reporting, and Word Processing
  • Stockbrokers
  • Telemarketing and Research Services Ticket Agencies
  • Title Agents
  • Travel Agencies
  • Veterinarians Office
  • X-Ray or Imaging Labs

Restaurants – Full Cooking, Limited Cooking, and Fast Food

  • Cafes
  • Cafeteria Style – Buffet
  • Catering Services – Banquet Hall
  • Concession Stands/Snack Bars
  • Delicatessens and Sandwich Shops
  • Drives-in/Service in Car
  • Ethnic
  • Family Restaurants
  • Fine-Dining Restaurants
  • Hamburger/Hotdog/Malt Shops/Donut Shops
  • Ice Cream Parlors
  • Pizza Shops
  • Take-Out Only (no on-premise food consumption)

Retail

  • Air Conditioning Equipment
  • Appliance Stores
  • Army and Navy Stores
  • Art Galleries
  • Barber or Beauty Shop Supplies Distributors
  • Beverage Stores – Liquor and Wine and Non-alcoholic
  • Bicycle Shops
  • Bookbinding and Printing Supplies
  • Books and Magazine Stores
  • Camera and Photographic Equipment
  • Candy or Confectionery Stores
  • Ceramics
  • Clock Shop with Repair
  • Clothing – Uniforms
  • Clothing or Wearing Apparel
  • Computer Stores – Retail and Repair
  • Convenience Food Stores
  • Cosmetic, Hair or Skin Preparation
  • Dairy Products Stores
  • Department Stores
  • Drugstores
  • Dry Goods Dealers
  • Education and School Supplies
  • Electrical Supplies and Lighting Stores
  • Electronics Stores
  • Fabric
  • Flag and Banner
  • Floor Covering
  • Florists
  • Fur – Garments and Pelts
  • Furniture – Upholstered, Wood or Metal, Patio or Outdoor
  • Gardening and Light Farming Supply
  • General Stores
  • Gift Shops
  • Glass Dealers and Glaziers
  • Grocery
  • Gourmet Coffee and Coffee Supplies
  • Hardware and Tools
  • Health or Natural Food Stores
  • Hearing Aid
  • Hobby, Craft or Artists’ Supply
  • Home Furnishings Stores
  • Home Improvement Stores
  • Janitorial Supplies
  • Jewelry
  • Kitchen Accessories
  • Knives and Scissors
  • Leather Products or Hide Stores
  • Luggage Goods
  • Mail Order Houses
  • Marble Products
  • Media Duplication
  • Monuments
  • Music – Pre-Recorded and Instrument Stores
  • Newsstands
  • Office Machines or Appliances (no repair)
  • Optical Goods
  • Paint, Wall Paper or Wall Covering Stores
  • Painting, Picture or Frame Setters
  • Party Supplies
  • Pet Stores
  • Photography Equipment
  • Plumbing Supplies and Fixtures
  • Precision and Scientific Tools and Instruments
  • Refrigeration Equipment – Commercial
  • Religious Articles
  • Retails Stores, NOC
  • Sewing Machine Stores
  • Ship Chandler Stores
  • Shoe Stores
  • Signs
  • Sporting Goods or Athletic Equipment Stores (including apparel)
  • Stationery or Paper Products
  • Straw Products
  • Supermarkets Toys
  • Trophy Stores
  • Tuxedo Rentals
  • Variety Stores
  • Video Stores – Rental and Sales
  • Videotape Editing Services
  • Wigs
  • Wood Products, NOC

Processing and Service Occupancies

  • Appliance and Accessories – Installation, Servicing or Repair – Commercial or Household
  • Bakeries – with Baking on Premises
  • Barber Shops
  • Beauty Parlors and Hair Styling Salons, including Nail Salons
  • Copying and Duplicating
  • Dental Laboratories
  • Engraving
  • Funeral Homes or Chapels
  • Jewelry Repair
  • Laundry and Dry Cleaning or Dying – Receiving Stations
  • Laundry and Dry Cleaning – Petroleum or Synthetic Solvents (fewer than 3 pick-up stations)
  • Lithographing
  • Mail Box or Packaging Stores
  • Mailing or Addressing Companies
  • Photoengraving
  • Photographers Printing
  • Shoe Repair Shops
  • Tailoring or Dressmaking Establishments – Custom
  • Taxidermists
  • Television or Radio Receiving Set – Installation or Repair

Other – Habitational, Hotels/Motels*

  • Apartments (updated within the past 30 years; 25 years for the roof)
  • Condominiums (updated within the past 30 years; 25 years for the roof)
  • Hotels/Motels

*Contact your underwriter for additional eligibility requirements; “Habitational” classes are not currently available in Florida (though “Hotels/Motels” are).