Providing Results To Retail Agents Nationwide On All Lines Of Commercial Insurance

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2600 Sumerian Dr.

Suite 101 Land O’ Lakes, FL 34638

Office Hours: 9am -5pm

Monday - Friday AIU Agents Available 24/7

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Our ability to keep our agency partners competitive within the commercial insurance industry and allow them independence at the same time is AIU’s greatest compliment. Experience the AIU difference today!

Workers' Compensation Healthcare Program Professional & Non Professional

This is an exclusive, A-rated, national program with low minimums, flexible payment options ( pay as you go), dividend options, drug free workplace credits and much more!

Eligible Codes
  • 8824 – RETIREMENT LIVING CENTERS—HEALTH CARE EMPLOYEES.
  • 8825 – RETIREMENT LIVING CENTERS—FOOD SERVICE EMPLOYEES.
  • 8826 – RETIREMENT LIVING CENTERS—ALL OTHER EMPLOYEES, SALESPERSONS & DRIVERS.
  • 8828 – HOMEMAKER SERVICE.
  • 8829 – CONVALESCENT OR NURSING HOME—ALL EMPLOYEES
  • 8832 – PHYSICIAN & CLERICAL.
  • 8833 – HOSPITAL—PROFESSIONAL EMPLOYEES.
  • 8834 – PHYSICIANS—ALL EMPLOYEES—INCLUDING CLERICAL OFFICE EMPLOYEES
  • 8835 – HOME, PUBLIC AND TRAVELING HEALTHCARE—ALL EMPLOYEES
  • 8842 – GROUP HOME – ALL EMPLOYEES SALESPERSONS & DRIVERS
  • 8848 – DOMICILIARY HOMES—ALL EMPLOYEES
  • 8854 – HEALTH CARE SERVICES—MEDICAL OR OTHER PROFESSIONAL SERVICES—TRAVELING
  • 8868 – COLLEGE—PROFESSIONAL EMPLOYEES & CLERICAL
  • 9040 – HOSPITAL—ALL OTHER EMPLOYEES
State Special

CALIFORNIA

  • 8823 – RESIDENTIAL CARE FACILITY FOR CHILDREN
  • 8827 – HOMEMAKER SERVICES/NURSING CARE – PRIVATE RESIDENCES
  • 8829 – CONVALESCENT/SKILLED NURSING FACILITIES
  • 8834 – PHYSICIAN/CLERICAL & OUTPATIENT CLINICS
  • 9043 – HOSPITAL – PROFESSIONAL EMPLOYEE
  • 9070 – RESIDENTIAL CARE FACILITIES FOR ADULTS/ELDERLY—NOC—ALL EMPLOYEES

 

PENSYLVANIA & DELAWARE

  • 940 – RESIDENTIAL CARE FACILITY FOR DEVELOPMETALLY DISABLED
  • 941 – GROUP HOME
  • 942 – HOME HEALTH CARE/HOSPICE CARE AT RESIDENCE – PROFESSIONAL
  • 943 – HOME HEALTH CARE – NON-PROFESSIONAL
  • 957 – PHYSICIAN & DENTIST – HOSPITAL
  • 958 – PSYCHIATRIC & SUBSTANCE ABUSE
  • 960 – CONVALESCENT HOME – ALL EMPLOYEES
  • 961 – HOSPITAL
  • 974 – RETIREMENT LIVING CENTERS—HEALTH CARE EMPLOYEES
  • 975 – RETIREMENT LIVING CENTERS—FOOD SERVICE EMPLOYEES
  • 979 – RESIDENTIAL FACILITY FOR THE ELDERLY—ALL OTHER EMPLOYEES, SALESPERSONS & DRIVERS

 

MICHIGAN

  • 8829 – RETIREMENT/NURSING OR CONVALESCENT—HEALTH CARE EMPLOYEES
  • 8829 – RETIREMENT LIVING CENTERS—FOOD SERVICE EMPLOYEES.
  • 8829 – RETIREMENT LIVING CENTERS—ALL OTHER EMPLOYEES, SALESPERSONS & DRIVERS
  • 8832 – PHYSICIAN & CLERICAL
  • 8833 – HOSPITAL
  • 8835 – HOME, PUBLIC, TRAVELING HOME HEATH CARE SERVICES
  • 8837 – GROUP HOME
  • 9053 – HOME FOR THE AGED

 

NEW JERSEY

  • 8829 – RETIREMENT/NURSING OR CONVALESCENT—HEALTH CARE EMPLOYEES
  • 8829 – RETIREMENT LIVING CENTERS—ALL OTHER EMPLOYEES, SALESPERSONS & DRIVERS
  • 8832 – PHYSICIAN & CLERICAL
  • 8835 – HOME, PUBLIC, TRAVELING HOME HEATH CARE SERVICES
  • 8868 – GROUP HOME
  • 9045 – HOSPITAL
  • 9053 – HEALTH INSTITUTE & CLERICAL

 

NEW YORK

  • 8829 -CONVALESCENT OR NURSING HOME—ALL EMPLOYEES
  • 8833 – HOSPITAL
  • 8832 – PHYSICIAN & CLERICAL
  • 8833 – HOSPITAL
  • 8854 – HOME, PUBLIC, TRAVELING HOME HEATH CARE SERVICES
  • 8865 – GROUP HOME
  • 8866 – ASSISTED LIVING/RETIREMENT/SENIOR LIVING FACILITY—ALL EMPLOYEE

 

TEXAS

  • 8828 – HOME, PUBLIC, TRAVELING HOME HEATH CARE SERVICES
  • 8829 – RETIREMENT LIVING CENTERS—HEALTH CARE EMPLOYEES
  • 8829 – RETIREMENT LIVING CENTERS—ALL OTHER EMPLOYEES, SALESPERSONS & DRIVERS
  • 8832 – PHYSICIAN, DENTIST, MEDICAL LABORATORY, PHYSICAL THERAPISTS
  • 8868 – GROUP HOME
  • 9058 – RETIREMENT CENTERS OR VILLAS— AMBULATORY RESIDENTS: RESTAURANT EMPLOYEES

PENSYLVANIA & DELAWARE

  • 942 – HOME HEALTH CARE/HOSPICE CARE AT RESIDENCE – PROFESSIONAL
  • 943 – HOME HEALTH CARE – NON-PROFESSIONAL

 

MICHIGAN

  • 8835 – HOME, PUBLIC, TRAVELING HOME HEATH CARE SERVICES

 

NEW JERSEY

  • 8835 – HOME, PUBLIC, TRAVELING HOME HEATH CARE SERVICES

 

NEW YORK

  • 8854 – HOME, PUBLIC, TRAVELING HOME HEATH CARE SERVICES

 

TEXAS

8828 – HOME, PUBLIC, TRAVELING HOME HEATH CARE SERVICES

Additional Lines of Coverage
  • Professional Liability
  • General Liability
  • Cyber & Privacy
  • Sexual Misconduct & Physical Abuse
  • Non-owned & Hired automobile (Primary auto from some risks available)
  • Loss mitigation cost
  • Court attendance cost
  • Reputation and brand protection cover
Submission Requirements
  • Fully Completed Acord 130
  • AIU Supplemental

If Applicable

  • 3-4 years of currently valued loss runs (with 60 days of effective date)
  • Explanation for any loss incurred over $20,000
    • What happened?
    • Status?
    • What specific procedures have been implemented to eliminate these claims?
  • Experience Modification Worksheet
  • Target preferred but not required
  • Active Safety Program (may be requested by AIU Underwriter)
New Ventures
  • Resume outlining  industry experience
    • If the owner does not have experience a manager’s resume is acceptable)
    • LinkedIn page is considered if detailed
Dividends & Safety Credits
  • Dividends –  Due to the class of business, dividends will not be automatically provided and only be approved on a case by case basis.  You must request from underwriting.
  • Drug Free Workplace Credit – In order for this credit to be applied a DFWP certificate must be provided.  (DFWP is applied for and awarded annually)
  • Safety Credits – If the insured qualifies, they must provide a certificate before the credit can be applied.

Please Note:  Safety Credits are only available if the carrier has filed a safety credit in that specific state

For more information or to submit for a quote please send over a full submission to over to your assigned underwriter.

If not assigned, please send submissions to RFQ@aiuinc.com.

All submissions are to include:

Healthcare Supplemental

Complete ACORD 130

Currently valued loss runs (2-5 years unless new venture)

Ex-mod worksheet (if applicable)