• 8824 – RETIREMENT LIVING CENTERS—HEALTH CARE EMPLOYEES.
• 8825 – RETIREMENT LIVING CENTERS—FOOD SERVICE EMPLOYEES.
• 8826 – RETIREMENT LIVING CENTERS—ALL OTHER EMPLOYEES, SALESPERSONS & DRIVERS.
• 8828 – HOMEMAKER SERVICE.
• 8829 – CONVALESCENT OR NURSING HOME—ALL EMPLOYEES
• 8832 – PHYSICIAN & CLERICAL.
• 8833 – HOSPITAL—PROFESSIONAL EMPLOYEES.
• 8834 – PHYSICIANS—ALL EMPLOYEES—INCLUDING CLERICAL OFFICE EMPLOYEES
• 8835 – HOME, PUBLIC AND TRAVELING HEALTHCARE—ALL EMPLOYEES
• 8842 – GROUP HOME – ALL EMPLOYEES SALESPERSONS & DRIVERS
• 8848 – DOMICILIARY HOMES—ALL EMPLOYEES
• 8854 – HEALTH CARE SERVICES—MEDICAL OR OTHER PROFESSIONAL SERVICES—TRAVELING
• 8868 – COLLEGE—PROFESSIONAL EMPLOYEES & CLERICAL
• 9040 – HOSPITAL—ALL OTHER EMPLOYEES

CALIFORNIA

• 8823 – RESIDENTIAL CARE FACILITY FOR CHILDREN
• 8827 – HOMEMAKER SERVICES/NURSING CARE – PRIVATE RESIDENCES
• 8829 – CONVALESCENT/SKILLED NURSING FACILITIES
• 8834 – PHYSICIAN/CLERICAL & OUTPATIENT CLINICS
• 9043 – HOSPITAL – PROFESSIONAL EMPLOYEE
• 9070 – RESIDENTIAL CARE FACILITIES FOR ADULTS/ELDERLY—NOC—ALL EMPLOYEES

PENSYLVANIA & DELAWARE

• 940 – RESIDENTIAL CARE FACILITY FOR DEVELOPMETALLY DISABLED
• 941 – GROUP HOME
• 942 – HOME HEALTH CARE/HOSPICE CARE AT RESIDENCE – PROFESSIONAL
• 943 – HOME HEALTH CARE – NON-PROFESSIONAL
• 957 – PHYSICIAN & DENTIST – HOSPITAL
• 958 – PSYCHIATRIC & SUBSTANCE ABUSE
• 960 – CONVALESCENT HOME – ALL EMPLOYEES
• 961 – HOSPITAL
• 974 – RETIREMENT LIVING CENTERS—HEALTH CARE EMPLOYEES
• 975 – RETIREMENT LIVING CENTERS—FOOD SERVICE EMPLOYEES
• 979 – RESIDENTIAL FACILITY FOR THE ELDERLY—ALL OTHER EMPLOYEES, SALESPERSONS & DRIVERS

MICHIGAN

• 8829 – RETIREMENT/NURSING OR CONVALESCENT—HEALTH CARE EMPLOYEES
• 8829 – RETIREMENT LIVING CENTERS—FOOD SERVICE EMPLOYEES.
• 8829 – RETIREMENT LIVING CENTERS—ALL OTHER EMPLOYEES, SALESPERSONS & DRIVERS
• 8832 – PHYSICIAN & CLERICAL
• 8833 – HOSPITAL
• 8835 – HOME, PUBLIC, TRAVELING HOME HEATH CARE SERVICES
• 8837 – GROUP HOME
• 9053 – HOME FOR THE AGED

NEW JERSEY

• 8829 – RETIREMENT/NURSING OR CONVALESCENT—HEALTH CARE EMPLOYEES
• 8829 – RETIREMENT LIVING CENTERS—ALL OTHER EMPLOYEES, SALESPERSONS & DRIVERS
• 8832 – PHYSICIAN & CLERICAL
• 8835 – HOME, PUBLIC, TRAVELING HOME HEATH CARE SERVICES
• 8868 – GROUP HOME
• 9045 – HOSPITAL
• 9053 – HEALTH INSTITUTE & CLERICAL

NEW YORK

• 8829 -CONVALESCENT OR NURSING HOME—ALL EMPLOYEES
• 8833 – HOSPITAL
• 8832 – PHYSICIAN & CLERICAL
• 8833 – HOSPITAL
• 8854 – HOME, PUBLIC, TRAVELING HOME HEATH CARE SERVICES
• 8865 – GROUP HOME
• 8866 – ASSISTED LIVING/RETIREMENT/SENIOR LIVING FACILITY—ALL EMPLOYEE

TEXAS

• 8828 – HOME, PUBLIC, TRAVELING HOME HEATH CARE SERVICES
• 8829 – RETIREMENT LIVING CENTERS—HEALTH CARE EMPLOYEES
• 8829 – RETIREMENT LIVING CENTERS—ALL OTHER EMPLOYEES, SALESPERSONS & DRIVERS
• 8832 – PHYSICIAN, DENTIST, MEDICAL LABORATORY, PHYSICAL THERAPISTS
• 8868 – GROUP HOME
• 9058 – RETIREMENT CENTERS OR VILLAS— AMBULATORY RESIDENTS: RESTAURANT EMPLOYEES

PENSYLVANIA & DELAWARE

• 942 – HOME HEALTH CARE/HOSPICE CARE AT RESIDENCE – PROFESSIONAL
• 943 – HOME HEALTH CARE – NON-PROFESSIONAL

MICHIGAN

• 8835 – HOME, PUBLIC, TRAVELING HOME HEATH CARE SERVICES

NEW JERSEY

• 8835 – HOME, PUBLIC, TRAVELING HOME HEATH CARE SERVICES

NEW YORK

• 8854 – HOME, PUBLIC, TRAVELING HOME HEATH CARE SERVICES

TEXAS

8828 – HOME, PUBLIC, TRAVELING HOME HEATH CARE SERVICES

• Professional Liability
• General Liability
• Cyber & Privacy
• Sexual Misconduct & Physical Abuse
• Non-owned & Hired automobile (Primary auto from some risks available)
• Loss mitigation cost
• Court attendance cost
• Reputation and brand protection cover

• Fully Completed Acord 130
• AIU Supplemental

If Applicable

• 3-4 years of currently valued loss runs (with 60 days of effective date)
• Explanation for any loss incurred over $20,000
  • What happened?
  • Status?
  • What specific procedures have been implemented to eliminate these claims?
• Experience Modification Worksheet
• Target preferred but not required
• Active Safety Program (may be requested by AIU Underwriter)

• Resume outlining  industry experience
  • If the owner does not have experience a manager’s resume is acceptable)
  • LinkedIn page is considered if detailed

• Dividends –  Due to the class of business, dividends will not be automatically provided and only be approved on a case by case basis.  You must request from underwriting.
• Drug Free Workplace Credit – In order for this credit to be applied a DFWP certificate must be provided.  (DFWP is applied for and awarded annually)
• Safety Credits – If the insured qualifies, they must provide a certificate before the credit can be applied.

Please Note:  Safety Credits are only available if the carrier has filed a safety credit in that specific state