At All Insurance Underwriters (AIU), we’re more than a program administrator—we’re your growth partner and competitive edge in the commercial insurance market. With over two decades of proven success, we’ve built the expertise, relationships, and scale to help retail agencies grow faster and profit more.

Why Partner With AIU?

By securing an appointment with AIU, your agency gains:

Expanded Market Access

Access more carriers, exclusive class codes, and highly competitive options—opening doors that traditional appointments can’t.

Full-Service Back-Office Support

Our experienced team handles underwriting, renewals, endorsements, and policy servicing, freeing you to focus on client relationships and growing your book.

Industry-Leading Commission Structures

Earn commissions that rival or surpass direct appointments, rewarding your production without sacrificing client control.

Negotiating Power at Scale

With $100M+ in premium volume and long-standing carrier partnerships, AIU delivers leverage to achieve premium targets, competitive pricing, and stronger terms for your clients.

Result: You stay in control of your business while AIU accelerates your growth and profitability.

Your Office, Without the Overhead

Think of AIU as your “office outside your office.” We deliver seamless operational support without the cost of hiring additional staff. With our infrastructure behind you, pursuing new opportunities becomes easier and less risky.

Proven Results That Drive Success

• Direct or Higher Commissions – Protect client relationships while maximizing your income.

• Consistent Premium Growth – Millions in new premiums bound every month.

• High Retention – 85%+ renewal rates, year after year.

• Superior Loss Ratio – 30% combined loss ratio over five years strengthens your negotiating position.

• Leverage That Works for You – Use AIU’s volume and reputation to win better terms and coverage.

• 20+ Years of Experience – A track record of stability and results you can rely on.

These outcomes aren’t chance—they’re the result of a partnership model designed for long-term success.

The AIU Advantage

• Smarter Underwriting: Faster, more efficient submissions that increase bind ratios.

• Proactive Risk Management: Loss control strategies that reduce exposure and protect profits.

• Negotiation at Scale: Leverage AIU’s premium volume to secure favorable outcomes.

• Future-Focused Growth: Investments in technology and processes to keep your agency competitive.

• Proven Legacy: Two decades of helping agencies grow and succeed.

Take the Next Step

Appointments with AIU are limited—and we approve them regardless of your agency’s size, volume, or years in business.

👉 Call today to secure your appointment with AIU and put our carrier relationships, negotiating power, and back-office expertise to work for your agency’s success.